Financial planning that puts the future in your hands

We provide independent financial advice for individuals, families and businesses. Based in Cheshire with a national reach, we are a Chartered firm who help people get more from their money - and their lives.

Find out more

We are Stratagem

We take a personal approach to financial planning. Our independent experts will advise you on how to truly get the best from your finances – from investment advice, business protection to individual pensions, we tailor our approach and keep your ambitions at the heart of it all.

Based in Poynton, Cheshire, we’re committed to helping people achieve their financial objectives while keeping things simple. We are a Chartered firm, this title is only awarded to firms committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality advice to their clients. Alongside innovative strategies and cutting-edge technology, you’ll have all the wisdom with none of the guesswork. It’s just how we do things here.

Why choose us
  • Technology

    From our client portals to cashflow modelling software, we let technology take the strain so we can provide a more personalised service.

  • Talent

    Our financial experts come equipped with years of experience, having advised on all kinds of situations and circumstances. You’re in safe hands.

  • Tailored advice

    Everything we do is built around you. There’s nothing ‘off-the-shelf’ about our service, so you can be sure of a totally bespoke strategy.

  • Investments

    We deliver returns that are in line with your risk profile. You remain invested in the most suitable investment strategy for you as your objectives change.

  • Postitive investing

    We work with people looking to make a positive impact on the wider world we live in - ESG, socially responsible, and purely ethical funds.

Hear from the people in-the-know

Stratagem has given me an extra level of confidence that I can retire early.

Darren Ramsey
At retirement

I feel completely and utterly reassured about my financial future.

In working life

Working with Stratagem gives me the confidence that my investments are being well looked after.

Grant Yates
Business Owners

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester
At retirement

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire
Business Owners

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle
Looking for specialist pensions

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester
At retirement

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire
In working life

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business Owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan
Looking for specialist pensions

Let’s chat

Just give us a call or send a message to find out more about what we can do for you.

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.


If you wish to register a complaint, please contact David Shirley at or on 01625 839 839.

Please be assured we treat complaints seriously. A summary of our internal complaints handling procedures is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.