Business owners

We know that for most business owners, professional and personal matters are often entwined - especially when it comes to your finances.

We provide expert, impartial advice to help you get the most from what you’ve built and spend more time on the things that matter.

For you and your business

Protecting the business that you’ve worked so hard to build, and the families that it supports is just as important as growing it. Whatever stage you’re at, it pays to take a critical view of your finances and the people that underpin them – because off-the-cuff decisions are bound to fail.

Our advisers tackle the tough eventualities that life may throw up, so you’re never in the dark and everyone is cared for. We also look at the bigger picture, using cashflow modelling to forecast your future finances and help form a plan for success.

Whether you’re a seasoned entrepreneur or you’re a fresh-faced start-up, we have the solutions to fully support you on your business journey and help you make the decisions now that will pay dividends later.

  • Business protection

    From shareholder protection and key person insurance to relevant life policies, we’ll ensure your business is safeguarded no matter what happens.

  • Tax planning

    We’ll help you navigate your tax situation and devise methods that will allow you to efficiently extract profits from your business.

  • Pension planning

    Whether it’s a personal scheme for you or for your employees, we’ll ensure you’re getting the maximum benefit out of your pension and desired expenditure.

Hear from the people in-the-know

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire
Pre-retirement

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester
Pre-retirement

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle
Pre-retirement

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester
Pre-retirement

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire
Pre-retirement

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan
Pre-retirement

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.