At retirement

With your working days behind you, retirement is your time to truly focus on you.

While we know it can be easy to have some concerns about your financial situation at this stage, we’re here to help set your mind at ease.

Your trusted financial partner

The transition into retirement can bring many opportunities, but it’s natural to have some uncertainties about what the future holds, especially with regards to your financial situation. Many clients come to us asking how feasible it is to continue with their current lifestyle, and if they’ll have enough money to last.

We help you see the bigger picture and make more informed choices when it comes to your money. Cash flow planning helps us project your future finances and provide answers for some of life’s big questions, like how much you’ll be able to pass on to your loved ones or whether you can afford the cost of care in later years.

Whatever retirement has in store for you, we can help ensure you and your money are in safe hands. We’re here to be your trusted partners - just lean on us.

  • Income options

    Living in retirement is about more than just your pension. We’ll explore your income options and find the most suitable methods for your circumstances.

  • Cashflow modelling

    We’ll use innovative tools to visualise your future finances, so we can forecast exactly what you’ll need to ensure you won’t run out of money.

  • Estate planning

    For those who would like to pass on some of their wealth, we’ll help you transfer your assets effectively and manage your Inheritance Tax bill.

  • Investment Planning

    We can help devise and build a robust investment portfolio to provide for your income and capital needs, ensuring you maximise gains for your particular circumstances and minimise tax.

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.


If you wish to register a complaint, please contact David Shirley at or on 01625 839 839.

Please be assured we treat complaints seriously. A summary of our internal complaints handling procedures is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.