Looking for specialist pensions

If you’re a business owner, you may be looking for more flexibility with your pension, or wondering if you can utilise it for support in other areas.

We’re experts in helping people get more from their pensions to drive their business forward.

SIPP or SSAS? We’ve got you covered

There’s a common misconception that your pension is solely to provide for your retirement, and it has no short or medium-term benefit to you and your business. But some pensions can provide additional advantages, particularly if you’re looking to take the next step and expand your premises.

We help business owners explore their pension options and devise a strategy that enables them to pursue their goals. It might be building up the necessary funds to purchase commercial premises, both with and without borrowing. It could be simply ensuring you benefit from all the relevant tax planning opportunities, so you can withdraw profits in the most efficient way.

With specialist pension advice, you can be confident that smart financial management always stays at the centre of your plans, and that your business journey can progress in a way that works for you.

  • Understand what’s right for you

    Whether it’s a self-invested personal pension (SIPP) or a small self-administered scheme (SSAS), we’ll explain the pros and cons of your options so you can make an informed decision.

  • Support with business expansion

    Looking to purchase a business property? We’ll work with you to ensure your pension can be used to fund your new premises.

  • Tax planning

    We’ll make sure you’re making the most of any applicable tax reliefs and exemptions, so you can get the most out of your scheme.

Hear from the people in-the-know

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire
Pre-retirement

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester
Pre-retirement

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle
Pre-retirement

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester
Pre-retirement

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire
Pre-retirement

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan
Pre-retirement

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.