In working life

As a busy professional, it can sometimes be hard to focus on planning financially for the future - and even when you do have the time, you may not know the best course of action for you.

We work with people to help them effectively build their wealth and turn their financial goals into a reality.

Your financial future is in safe hands

We help you think about the big picture when it comes to your finances and your future. We’ll explore your goals and what matters to you now and in the years to come, then build a plan around those objectives.

We'll help you build your assets and your wealth through a range of investment vehicles, ensuring they're structured in a way that allows you to maximise your capital and benefit from tax reliefs and allowances.

When you get closer to thinking about retirement, we’ll outline your pension freedoms, realising the potential of pension values and developing a step-by-step strategy for achieving your lifetime goals. We also deal with all of the ‘what ifs?’, including what you can withdraw sustainably and how much to contribute to achieve the lifestyle you want.

The future can be whatever you make of it. With our friendly, honest advice, all you have to do is look forward to it.

  • Understand your position

    We’ll give you clarity on what you have and where, analysing your existing assets, investments and pensions to provide a clear picture of your situation.

  • Cashflow modelling

    We’ll use innovative tools that allow us to assess and test the most suitable investment strategy, to visualise your future finances, so we can forecast exactly what you’ll need in line with your goals.

  • Investments

    Our relationship with trusted investment managers allows you to benefit from a strategy that is well diversified and risk-rated to your agreed risk level – providing your capital with the maximum potential for returns.

Hear from the people in-the-know

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.