At retirement

With your working days behind you, retirement is your time to truly focus on you.

While we know it can be easy to have some concerns about your financial situation at this stage, we’re here to help set your mind at ease.

Your trusted financial partner

The transition into retirement can bring many opportunities, but it’s natural to have some uncertainties about what the future holds, especially with regards to your financial situation. Many clients come to us asking how feasible it is to continue with their current lifestyle, and if they’ll have enough money to last.

We help you see the bigger picture and make more informed choices when it comes to your money. Cash flow planning helps us project your future finances and provide answers for some of life’s big questions, like how much you’ll be able to pass on to your loved ones or whether you can afford the cost of care in later years.

Whatever retirement has in store for you, we can help ensure you and your money are in safe hands. We’re here to be your trusted partners - just lean on us.

  • Income options

    Living in retirement is about more than just your pension. We’ll explore your income options and find the most suitable methods for your circumstances.

  • Cashflow modelling

    We’ll use innovative tools to visualise your future finances, so we can forecast exactly what you’ll need to ensure you won’t run out of money.

  • Estate planning

    For those who would like to pass on some of their wealth, we’ll help you transfer your assets effectively and manage your Inheritance Tax bill.

  • Investment Planning

    We can help devise and build a robust investment portfolio to provide for your income and capital needs, ensuring you maximise gains for your particular circumstances and minimise tax.

Hear from the people in-the-know

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan

Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.