Stratagem has given me an extra level of confidence that I can retire early.

At retirement

Darren Ramsey

My name is Darren Ramsay, and I've been a client of Stratagem for a little over two years. I've been dealing mainly with Paul Lindfield.

I got in touch with Stratagem as I was approaching my 55th birthday. I did a little bit of my own research and work, as I know a little bit about pensions. I realised that I could retire, but I wanted the confidence to know that my finances were in shape, and that I could actually retire early.

I wanted confidence that my finances were in order. I had several pensions that needed consolidating into one because if I could I consolidate all these pensions, I could afford to retire early at the age of 55.

Stratagem actually came to me recommended from a friend in my local pub, as he'd used Stratagem to consolidate his pension process as well. I was talking to him at the bar, and he just happened to say “oh, yeah, I've done something similar to this recently” and he put me on to Paul. So it was Paul I contacted, not even knowing at the time who Stratagem were, and had a conversation with him. And the rest is history really.

Paul gets back to me very quickly with any query I have. And I just find that the relationship is really positive, very helpful and gives me confidence. We have a formal review every year, and then interim reviews, as well as regular phone calls and conversations, as often as I want. He's always there and always gets back to me really quickly.

Well, I feel very confident. I always knew that this was possible because I'd done my own research beforehand. I was in the lucky position that I could retire at 55. But what Paul and Stratagem have done is given me that extra level of confidence.

The three phrases that spring to mind immediately when I think of Stratagem, and Paul in particular, who's been working closely with me, are honesty, straightforwardness and being down to earth. I just really value those attributes in working with the Stratagem.

I suppose the best piece of advice was being told yes, you can afford to do this and retire early. This was just the confidence boost that I needed at the time to say “yes, okay, I definitely can do this”, because there were always doubts about retiring so young or so early.

I would absolutely recommend them to anybody, and I have done so.

Hear from the people in-the-know

Stratagem has given me an extra level of confidence that I can retire early.

Darren Ramsey
At retirement

I feel completely and utterly reassured about my financial future.

Katherine
In working life

Working with Stratagem gives me the confidence that my investments are being well looked after.

Grant Yates
Business Owners

I am happy with the advice I have been given and the income I receive. David always replies to messages and aims to help as much as he can. I feel very supported.

A client in Manchester
At retirement

Paul is very friendly, personable, very easy to work with and helps me to understand the detail. The online service provided to track and monitor performance of the investments is also excellent. I am extremely happy with the overall service.

A client in Lancashire
Business Owners

Stratagem explain everything clearly to me and are very patient with my questions. They respond to phone calls and emails promptly and give me regular updates. I would have no hesitation in recommending them.

Sharon from Cheadle
Looking for specialist pensions

Paul outlined the financial implications, rules and regulations around pensions in a way that made it easy to understand, providing me with an in-depth forecast that helped me greatly in making my decision.

Mrs H from Manchester
At retirement

Gareth was recommended to me. I liked his detailed approach to my circumstances. He always fully explained the advice he put forward in a way that my wife and I could understand.

A client in Cheshire
In working life

Paul undertook a complete review of our situation and advised on possible solutions. We most definitely have seen the outcome we were hoping for through working with him

A digital technology business in Lancashire
Business Owners

David has always given me the best advice and his shrewd knowledge has enabled my pension to grow well.I would recommend him to anyone, without exception - the outcome is exactly as I was advised.

Philip from Wigan
Looking for specialist pensions

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Stratagem Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Stratagem Financial Planning Limited is entered on the Financial Services Register under reference 819330. Registered in England, Company number 11456453 Registered Office: 1 Park Lane, Poynton, Cheshire, SK12 1RD.